Terms of Service

1. Acceptance of Terms

By accessing or using the Generation Aaya LLC payment gateway platform ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

This Service is operated by:

2. Description of Service

Generation Aaya LLC provides an online payment processing platform that enables businesses and individuals ("Merchants") to accept, manage, and process digital payments from customers.

The Service may include:

• Payment processing and transaction routing
• Subscription billing tools
• Hosted checkout pages
• Payment links
• Reporting and analytics
• Fraud detection and monitoring tools

We may integrate with third-party financial institutions and payment processors to provide the Service.

3. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use the Service.

If you are using the Service on behalf of a company or organization, you represent that you have authority to bind that entity to these Terms.

4. Account Registration

To access the Service, you must create an account.

You agree to:

• Provide accurate, current, and complete information
• Maintain the confidentiality of your login credentials
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized access

5. Payments, Fees, and Billing

By using the Service, you agree to pay all applicable fees disclosed at the time of signup or purchase.

• Fees may include transaction fees, subscription fees, processing fees, or service fees.
• Fees may be deducted automatically from processed transactions.
• Pricing may be updated with reasonable notice.
• You are responsible for all applicable taxes related to your use of the Service.
• Payments may be processed through third-party providers and banking partners.

6. Refunds and Chargebacks

Merchants are solely responsible for:

• Issuing refunds to customers
• Handling disputes and customer complaints
• Complying with consumer protection laws

Chargebacks or payment disputes may result in additional fees and may impact your account status.

We reserve the right to suspend or terminate accounts with excessive disputes or suspected fraudulent activity.

7. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law or regulation
• Process payments for illegal goods or services
• Engage in fraud, deceptive practices, or misrepresentation
• Distribute malware or harmful code
• Attempt to bypass fraud prevention systems
• Process payments on behalf of third parties without authorization
• Interfere with or disrupt the Service infrastructure

We may monitor activity and suspend or terminate accounts that violate these Terms.

8. Prohibited Businesses

The following businesses are prohibited unless expressly approved in writing:

• Illegal products or services
• Unlicensed gambling operations
• Controlled substances
• Weapons sales
• Fraudulent investment schemes
• High-risk or illegal financial services

We reserve the right to update this list at any time.

9. Third-Party Services

The Service may rely on third-party providers such as payment processors, banks, fraud prevention services, or hosting infrastructure providers.

Your use of such services may be subject to their respective terms. Generation Aaya LLC is not responsible for the actions or performance of third-party providers.

10. Intellectual Property

All rights, title, and interest in the Service — including its software, branding, and content — remain the property of Generation Aaya LLC.

You are granted a limited, non-exclusive, non-transferable license to use the Service in accordance with these Terms.

11. Data and Privacy

Your use of the Service is governed by our Privacy Policy.

You are responsible for complying with applicable data protection and privacy laws when handling customer information.

12. Service Availability

We aim to maintain reliable service but do not guarantee uninterrupted or error-free access.

We may suspend access temporarily for maintenance, security, or upgrades. We are not liable for losses resulting from service interruptions.

13. Limitation of Liability

To the maximum extent permitted by law:

• Generation Aaya LLC shall not be liable for indirect, incidental, consequential, special, or punitive damages, including loss of profits, revenue, data, or goodwill.
• Our total liability for any claim arising out of or related to the Service shall not exceed the total amount paid by you to us in the twelve (12) months preceding the claim.

14. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Service will be secure, uninterrupted, or error-free.

15. Indemnification

You agree to indemnify, defend, and hold harmless Generation Aaya LLC and its affiliates, officers, directors, and employees from any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any law or third-party rights

16. Suspension and Termination

We may suspend or terminate your account at any time, with or without notice, if:

• You violate these Terms
• We suspect fraudulent, abusive, or illegal activity
• Required by law or financial partners

Upon termination, your right to use the Service ceases immediately.

17. Changes to These Terms

We may modify these Terms at any time. Updated versions will be posted on our website.

Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

18. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to conflict of law principles.

19. Contact Information

If you have questions about these Terms, please contact: